About ADN'co

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ADN’co is a leading European consultancy specializing in cards, payment systems, consumer credit and loyalty programs.

Established in 1992, ADN’co brings together recognised experts from the banking and payment industries possessing a wealth of experience in the French and European payment markets.

ADN’co offers a comprehensive array of services in:


  • Strategic Planning and Market Studies
    • Product and service definitions for issuers and acquirers
    • Marketing of products (business cards, prepaid cards, etc.)
    • Qualitative and quantitative analyses
    • Positioning, business plans and business development
    • Assistance choosing partnerships, networks and payment service providers
    • Business strategies for cards, issuers, acquirers, ATMs and self-service banking
    • Intelligence (regulations, technology, business, market, etc.)
    • New identification, authentication and payment technologies
    • Market, feasibility, competition and opportunity surveys

  • Organisation and Projects
    • Project management and product roll-outs
    • Business organisation and processes
    • Change management
    • Benchmarking, assessing, designing and launching products to cardholders and merchants
    • Increasing business efficiency
    • Business requirements, specifications, user acceptance testing and implementation

  • Training Courses
    • Certified training institution
    • Training sessions in the card industry, SEPA, credit, etc.
    • Taylor-made training courses
The card, consumer credit and means of payment industries are opening up to new industrial perspectives and to new business opportunities. All actors on the market should reconsider their positioning on the various means of payment value chains and the implementation of their projects.

ADN’co provides:
  • An in-depth knowledge of existing means of payment and of consumer credit
  • Expert insight into the future of means of payment in Europe
  • A global vision of the new business and industry-wide stakes
  • An approach for accompanying your ideas and your projects

If you would like to know more about the French card market and to find out how ADN'co can help you, please click on the following link:

References

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We have undertaken hundreds of missions and projects on behalf of clients from various sectors: Financial Services, Retail and Service Providers, e-Commerce, Telecommunications, Transportation and Public Authorities as well as from types of vendors: Software Development, Systems Integration, Processing, Cards Schemes…).

We are used to working in the French, European and international markets. ADN’co can provide services in English, French, German, Italian, Polish and Spanish.


FINANCIAL SECTOR

  • American Express
  • Banque Accord
  • BNP Paribas
  • BNP Paribas Personal Finance (Cetelem)
  • Caisses d'Épargne
  • CIC
  • Citibank
  • Crédit Agricole
  • Crédit du Nord
  • Crédit Mutuel
  • Groupama
  • GIE Cartes Bancaires
  • HSBC
  • JCB International
  • La Banque Postale
  • LaSer
  • LCL
  • MasterCard Worldwide
  • Natexis - Banques Populaires
  • SAS Carte Bleue
  • Société Générale
  • Sofinco
  • Visa International
  • American Express

DISTRIBUTION, SERVICES & TRANSPORTATION

  • Accor Services
  • Accor Hôtels
  • Autoroutes PRR
  • Carlson Wagonlit
  • Carrefour / Pass
  • Disneyland Paris
  • Décathlon
  • EDF
  • Météo France
  • PMU
  • RATP
  • SNCF
  • Total

PROCESSORS & TELECOMS

  • Atos Origin
  • Bouygues Telecom
  • CETREL
  • First Data
  • Monext
  • Orange
  • Parkeon
  • Sagem
  • TSYS

PUBLIC SECTOR & COMMUNITIES

  • GIP CPS
  • Mairie de Paris
  • Ministère de l'Economie
  • Université de Versailles-Saint Quentin
  • Ville de Blois
  • Ville de Saint Germain en Laye
  • Ville de Ste Geneviève des Bois